Balance-to-Installment

Balance-to-Installment lets you convert an eligible portion of your most recent credit card statement balance into monthly installments. Certain amounts are excluded, such as fees and penalties, unpaid interest, the required minimum payment, and excluded transactions

Transaction Installments lets you convert eligible purchases or cash withdrawals into installments before they appear on your statement. Balance-to-Installment lets you convert eligible statemented balances after you have paid the required minimum payment

Yes. You must pay the full minimum payment shown on your latest statement before converting the remaining eligible balance into installments

The minimum conversion amount is VND 1,000,000. You can choose to convert only part of your eligible balance

You can choose a term from 2 to 36 months, in one-month increments. Once your conversion is successful, the selected term cannot be changed

You can register directly in the Liobank app under Installments. If you are eligible, the app will display the maximum balance available for conversion

The current monthly installment fee is 1.99% of the original converted amount. The current early repayment fee is 4% of the remaining installment principal. No installment interest is currently charged, so each monthly installment consists of principal and the monthly fee. Applicable fees are displayed in the app before you confirm