What Do You Need to Apply?

The process is simple and fully digital. It takes just a few minutes, and the decision is made automatically. You will go through these steps:

Phone verification — to securely create your profile
CCCD (ID) verification — to confirm your identity
Age and location check — to quickly estimate your chances

Get your credit decision instantly — right here, right now 🥳

Why Choose Liobank 2-in-1 Card?

Easy credit approval ✅

A fully digital, app-first experience ✅

Fast and seamless approval ✅

Cashback and rewards on your spending ✅

Secure, reliable transactions ✅

Wide acceptance across online and offline merchants ✅

Data Security

Your personal and financial data is protected with:

Encrypted data transmission
Secure connections (SSL)
Strict internal data protection standards

We use your information only for identity verification and eligibility checks 😎

24/7 Support ⏰

Customer Support

We care about your experience — no IVR menus or long queues. Reach us via your preferred channel: Zalo, Telegram, email, or phone.

We're available 24/7

Zalo

info@liobank.vn

1800 2029

FAQ 🧐

What is Liobank?

Liobank is a digital banking service by OCB that combines a savings account and a credit card in one mobile app, allowing you to manage your finances, make payments, and transfer funds easily

Which bank issues Liobank credit cards?

Orient Commercial Joint Stock Bank (OCB)

Why choose Liobank over other banks and credit institutions?

Liobank believes in making your life simple and convenient – ONE APP for all your payments, managing and analyzing your spending, transparent fee structure, attractive interest-free period and convenient repayments. Additionally, you'll benefit from cashback, in-app servicing and attractive interest rates on savings account

Is Liobank suitable for someone who has never used credit before?

Absolutely. Liobank is designed to be user-friendly, with tools and resources to help first-time credit users apply for credit and manage their finances as well as create a credit score effectively

Where can I find Liobank terms and conditions?

We encourage you to go through the detailed terms and conditions of the Liobank service to familiarize yourself with our product features, fee structure, terms of usage etc. Get detailed TnC by clicking

here

Get your Liobank 200,000,000 VND Credit Card now