Apply in 3 easy steps:
01
02
Complete the registration process (in just 3 minutes!)
03
3. Receive your card delivered to your doorstep in (former): Hanoi, Ho Chi Minh City, Hai Phong, Da Nang, Ba Ria – Vung Tau, Can Tho, and Binh Duong
Receive cashback up to 10%
Each month, you can choose 2 flexible cashback categories from a list of 6 categories (the categories can change monthly) to earn cashback
Cashback applies to all transactions within the selected category
Instant cashback
July cashback categories 🤑
1% Mobile Top-Up
Top up your mobile phone for Viettel, Mobifone, Vinaphone, G-Mobile, and Vietnamobile directly through the Liobank app
1% Restaurants & Cafés
Enjoy cashback when dining at restaurants, restaurant chains, and cafés such as Phuc Long, Starbucks, Highlands Coffee, McDonald's, KFC, and many other brands
3% Fashion
Earn cashback on purchases of fashion products and services at clothing and fashion stores
5% Books & Stationery
Shop at bookstores, including Fahasa, Phương Nam, and other participating brands
1% Taxi (Traditional & Ride-Hailing)
Get cashback on rides with ride-hailing services such as Grab, Gojek, Be, Xanh SM, as well as traditional taxi companies including Mai Linh, Vinasun, and others
3% Cinema
Earn cashback on movie tickets, food, beverages, and other purchases at cinemas such as CGV, Lotte Cinema, Galaxy Cinema, MegaGS, and more
Save money with Liobank

A next-generation digital bank, packed with smart features 😎
Fast and Cool 🔥

Split bills
Easily split bills with friends in your contact list in just seconds
Shake to pay
Shake your phone to transfer money when you're near a recipient who has a Lio account


React to transactions
Instead of sending “thanks” or “received,” react with emojis: 👍 🙏 ❤️
Visual spending analysis 📊
At Liobank, spending analysis is straightforward, with the ability to view statistics by category or country. You can also add tags or notes to each transaction and review all expenses through clear and intuitive visual charts

Card management in just a few taps 🔥
Subscription management
You can choose to lock or unlock subscriptions linked to your card (e.g. Netflix, Grab, etc.) directly within the Liobank app
Card management
Change your PIN, manage online transaction limits, lock your card, request statements, and more — all available with Liobank
Security settings
Liobank adds an extra layer of security to protect your account. If a transaction is blocked for security reasons, you will receive an instant notification. When needed, you can allow the transaction to proceed
Top up your Liobank account
Flexible deposits at OCB branches nationwide or from other bank accounts, credited instantly

Fees Schedule
All fees at Liobank are clear and transparent. No paperwork, no
complicated procedures, and no hidden or unexpected charges
Card issuance
Free
Card delivery
Free
Transfers
Free
Bill payments
Free
Account top-ups
Free
Interest-free period
Up to 62 days
Foreign currency transaction fee (non-VND)
1.99% of the total transaction amount
Foreign merchant transaction fee (VND)
1% of the total transaction amount











