Liobank

Liobank Digital Banking - The banking app that meets all your needs

All your banking needs in one app. No queues, no complicated paperwork, and no hidden fees. A simpler alternative to traditional banking! 💃
Scan to download the app
App Store
Play Market
Liobank Digital Banking - The banking app that meets all your needs
Liobank App

Cash Loan

Get a cash loan online quickly with a simple application process using only your national ID card. Loan amounts range from 3 million to 100 million VND, with fast approval on the same day and funds disbursed the same day.

Apply in 3 easy steps:

step1
01
Download the Liobank app on Google Play or App Store
step2
02
Complete the registration process (in just 3 minutes!)
step3
03
3. Receive your card delivered to your doorstep in (former): Hanoi, Ho Chi Minh City, Hai Phong, Da Nang, Ba Ria – Vung Tau, Can Tho, and Binh Duong

Receive cashback up to 10%

Each month, you can choose 2 flexible cashback categories from a list of 6 categories (the categories can change monthly) to earn cashback
Cashback applies to all transactions within the selected category
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Instant cashback
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July cashback categories 🤑
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1% Mobile Top-Up
Top up your mobile phone for Viettel, Mobifone, Vinaphone, G-Mobile, and Vietnamobile directly through the Liobank app
products
1% Restaurants & Cafés
Enjoy cashback when dining at restaurants, restaurant chains, and cafés such as Phuc Long, Starbucks, Highlands Coffee, McDonald's, KFC, and many other brands
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3% Fashion
Earn cashback on purchases of fashion products and services at clothing and fashion stores
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5% Books & Stationery
Shop at bookstores, including Fahasa, Phương Nam, and other participating brands
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1% Taxi (Traditional & Ride-Hailing)
Get cashback on rides with ride-hailing services such as Grab, Gojek, Be, Xanh SM, as well as traditional taxi companies including Mai Linh, Vinasun, and others
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3% Cinema
Earn cashback on movie tickets, food, beverages, and other purchases at cinemas such as CGV, Lotte Cinema, Galaxy Cinema, MegaGS, and more

Credit Limit up to 200,000,000 VND

Up to 62 days of interest-free credit. Your credit limit is approved and issued entirely online, with no branch visits and no complicated paperwork required
Lio App
Mobile app

Flexible installment plans up to 36 months for transactions from 1,000,000 VND

Split your payments into monthly installments with a fee of up to 1.99% per month

Tap-to-Pay on Mobile

Add your Liobank card to Google Pay or Apple Pay on your smartphone or smartwatch for easy and convenient tap-to-pay anywhere
Liobank
Liobank
ApplePay

Tap-to-Pay on Mobile

Add your Liobank card to Google Pay or Apple Pay on your smartphone or smartwatch for easy and convenient tap-to-pay anywhere
Liobank
Liobank
GooglePay

Save money with Liobank

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Benefits of the Automatic Savings Account

  1. Annual interest rate of 3.5%, paid monthly on each deposit
  2. No fixed term required
  3. Easy activation with just a few taps

PigG by Liobank

Automated savings with fun rules that help you earn passive interest and achieve your financial goals 💰 Interest rates of up to 4.75% per year
App

A next-generation digital bank, packed with smart features 😎

Fast and Cool 🔥

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Split bills

Easily split bills with friends in your contact list in just seconds

Shake to pay

Shake your phone to transfer money when you're near a recipient who has a Lio account
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React to transactions

Instead of sending “thanks” or “received,” react with emojis: 👍 🙏 ❤️

Visual spending analysis 📊

At Liobank, spending analysis is straightforward, with the ability to view statistics by category or country. You can also add tags or notes to each transaction and review all expenses through clear and intuitive visual charts
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Card management in just a few taps 🔥
Feature

Subscription management

You can choose to lock or unlock subscriptions linked to your card (e.g. Netflix, Grab, etc.) directly within the Liobank app
Feature

Card management

Change your PIN, manage online transaction limits, lock your card, request statements, and more — all available with Liobank
Feature

Security settings

Liobank adds an extra layer of security to protect your account. If a transaction is blocked for security reasons, you will receive an instant notification. When needed, you can allow the transaction to proceed

Top up your Liobank account

Flexible deposits at OCB branches nationwide or from other bank accounts, credited instantly
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Fees Schedule

All fees at Liobank are clear and transparent. No paperwork, no complicated procedures, and no hidden or unexpected charges
Card issuance
Free
Card delivery
Free
Transfers
Free
Bill payments
Free
Account top-ups
Free
Interest-free period
Up to 62 days
Foreign currency transaction fee (non-VND)
1.99% of the total transaction amount
Foreign merchant transaction fee (VND)
1% of the total transaction amount

24/7 Customer Support

Liobank's customer support team is available around the clock — no automated responses, just real assistance. Hotline calls are free on domestic networks!

Download the Liobank app and get your Liobank card now! 🖤

Scan to download the app
App Store
Play Market
card