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Customers only need a valid CCCD or chip-enabled ID card

The interest rate depends on the customer's credit assessment and ranges from approximately 1.95%–2.73% per month on a flat-rate basis, equivalent to 23.33%–32.78% per year. Example: For a loan of 12,500,000 VND over 12 months at a flat annual interest rate of 23.33%, the estimated monthly payment is approximately 1,294,000 VND

The loan amount will be automatically debited from your Liobank account on the due date. Therefore, customers must ensure they have sufficient funds in their Liobank account to avoid late payments