Liobank - Term Deposits

Why choose a Term Deposit at Liobank?

01 Competitive Interest Rates

Up to

6.8% per year

02 Flexible Terms

From 1 to 24 months, with various term options to suit your financial plans

03 Automatic Renewal

Choose your renewal method: renew both principal and interest, renew only the principal, or do not renew

04 Safe and Secure

Protected by Liobank by OCB's modern and reliable digital banking system

How does the Liobank Term Savings Account work?

Open a savings account with just 100,000 VND
Choose the term and interest rate that best fit your needs and financial plans
Select a renewal method:
- Renew both principal and interest
- Renew only the principal
- Do not renew
On the maturity date:
- Interest and principal will be automatically transferred to your multi-purpose account
- Or continue renewing according to the method you selected

How to open a Liobank Term Savings Account:

Access the Liobank app and select the "Savings" section at the bottom or under "More"
Select "Open Savings Account"
Select the term and corresponding interest rate
Select the renewal method based on your needs
Select the deposit account
Read and agree to the terms and conditions, then tap "Deposit"

Done! Your savings account has been opened and is now earning interest

🥳

Example

On March 1, 2025, you open a savings account worth 38,000,000 VND with a 2-month term, a 4.75% interest rate, and choose not to renew upon maturity

On the maturity date, May 1, 2025, the total amount of 38,254,027 VND (including 38,000,000 VND principal and 254,027 VND interest) will be transferred directly to your multi-purpose account

Interest Rates for Term Deposits

Up to 6.8% per year

VND deposit interest rate applicable when the term is fully maintained

0% per year

VND deposit interest rate applicable when withdrawn early

Refer to the program's terms and conditions

here

Liobank's Interest Calculator

Amount

4.75%

1 mo

4.75%

2 mo

4.75%

3 mo

4.75%

4 mo

4.75%

5 mo

6.4%

6 mo

6.4%

7 mo

6.4%

8 mo

6.4%

9 mo

6.4%

10 mo

6.4%

11 mo

6.7%

12 mo

6.4%

15 mo

6.6%

18 mo

6.8%

24 mo

You will receive

113 600 ₫

The savings deposit interest calculator is for reference only. For more information, visit the Liobank App or contact Customer Service at 1800 2029

Frequently Asked Questions 🧐

Who is eligible to open a Liobank Term Savings Account?

Vietnamese citizens aged 18 or older who have full legal capacity under the law;
Have an active payment account opened on the Liobank app at the time of the term savings deposit transaction

What is the minimum amount required to open a Liobank Fixed-Term Savings Account?

You only need 100,000 VND to start opening a Fixed-Term Savings Account at Liobank

What is the interest rate for opening a Liobank Fixed-Term Savings Account?

Enjoy an attractive interest rate of up to 6.8% per year, depending on the term you choose. Here's a tip: the longer the term, the higher the interest rate — a smart savings solution tailored just for you!

Can I close the savings account before maturity or make partial withdrawals?

To close the savings account before maturity or make partial withdrawals, go to the

“Savings” section.

Note: Amounts withdrawn early will earn non-term interest

Open a Term Deposit at Liobank

Why choose a Term Deposit at Liobank?

01

Competitive Interest Rates

02

Flexible Terms

03

Automatic Renewal

04

Safe and Secure

How does the Liobank Term Savings Account work?

How to open a Liobank Term Savings Account:

Example

Interest Rates for Term Deposits

Up to 6.8% per year

0% per year

Liobank's Interest Calculator

Frequently Asked Questions 🧐

Who is eligible to open a Liobank Term Savings Account?

What is the minimum amount required to open a Liobank Fixed-Term Savings Account?

What is the interest rate for opening a Liobank Fixed-Term Savings Account?

Can I close the savings account before maturity or make partial withdrawals?

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