Cash Installment

Withdraw partially or all of your credit limit and pay in installments over 36 months with a fee of just 2.2% per month. No paperwork. No need to visit a bank. 100% managed through the Liobank app – fast, convenient, and flexible

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Why choose Cash Withdrawal and Installment Payments?

No registration or withdrawal fees

Fee of 2.2% per month

Calculated on the original principal balance

Use for any purpose

Make large purchases or cover unexpected expenses

How to sign up:

Open the Liobank app, go to the “Loans” section, and select “Cash loan”
Enter the amount you wish to withdraw (from 1,000,000 VND) and the repayment term (from 2 to 36 months)
Withdraw cash for free from your Liobank Visa card at any ATM within 1 month
The amount you withdraw will be deducted from your credit limit and automatically converted into an installment plan. This transaction does not apply the interest-free grace period
Make fixed monthly payments according to the selected term – fee is only 2.2% per month

Example

You sign up for an installment plan of 10,000,000 VND in cash on September 1 with a 5-month term. Starting October 1, the system will automatically deduct 2,220,000 VND from your account each month, including a 2.2% fee calculated on the original principal balance. Just make sure to deposit funds into your account on time — and your installment plan is complete!

Frequently Asked Questions 🧐

Who can sign up for Cash installments?

Liobank customers with available credit limits on their Liobank Visa card

How much can I sign up for and withdraw?

From 1,000,000 VND up to your available credit limit

What are the conditions?

Free registration
Free cash withdrawal at ATMs
Monthly fee: 2.2% of the original principal balance
Term: 2 to 36 months

Can I register and withdraw multiple amounts at the same time?

Yes. As long as the total amount registered and withdrawn does not exceed your card limit

Can I cancel or change the loan after registration?

Yes — you can cancel or adjust the loan at any time before withdrawing funds

What happens if I don’t withdraw the funds?

If you do not withdraw the funds within 1 month of registration, the application will be automatically canceled

Can I apply without a credit limit?

No — you must have a credit limit on your Liobank card. You can apply for an installment loan directly in the app

What do I need to do to pay this installment?

The system will automatically deduct the amount from your account each month, starting from the billing date. You need to ensure there are sufficient funds in your account

What happens if I don’t pay on time?

The unpaid amount will be transferred to your credit card balance